Are you looking for a credit card that can reward you with points, cash back, and other perks? If so, the Amazon Prime Credit Card may be the perfect fit for you. This Amazon Prime Credit Card review will cover what makes it so special, how it works, and whether or not it’s worth applying. We’ll also discuss the Pros and Cons associated with this card and compare it to some of its competitors. By the end of this review, you should have all the information necessary to decide if Amazon Prime is right for you.
What is Amazon Prime?
Amazon Prime is a paid membership program offered by Amazon.com. Prime members enjoy benefits including free two-day shipping, exclusive shopping deals, unlimited photo storage, and more. Prime membership costs $99 per year in the United States, and comes with a 30-day free trial.
Assuming you would like a more detailed explanation of what Amazon Prime is:
Amazon Prime is a paid membership program offered by online retailer Amazon.com. The program provides members with benefits such as free two-day shipping on eligible items, exclusive shopping deals and discounts, unlimited photo storage with Amazon’s Prime Photos service, and access to streaming services like Amazon Video and Music. Membership costs $99 per year in the United States, and comes with a 30-day free trial. New members can sign up for a free trial at www.amazon.com/prime.
What are the benefits of the Amazon Prime Credit Card?
If you are an Amazon Prime member, the Amazon Prime credit card is definitely worth considering. It offers a number of benefits that can save you money and make your shopping experience more convenient.
First, the card offers 5% cash back on all Amazon purchases. This can add up quickly if you do a lot of shopping on Amazon. Additionally, the card offers 2% cash back at restaurants, gas stations, and drugstores. And if you use your card to purchase Amazon Prime membership or other streaming services like Netflix or Hulu, you’ll get 3% cash back.
Another great benefit of the Amazon Prime credit card is that it offers no interest on purchases for the first 12 months. This can be a huge savings if you need to make a large purchase from Amazon. Additionally, there is no annual fee for the card.
Finally, the Amazon Prime credit card comes with a number of perks that are exclusive to cardholders. These include early access to Lightning Deals, exclusive access to Amazon Prime Day deals, and free two-day shipping on eligible items.
How to use the Amazon Prime Credit Card
If you’re a Prime member, the Amazon Prime Rewards Visa Signature Card is worth considering. It offers 5% back on Amazon and Whole Foods purchases, 2% back at restaurants, gas stations and drugstores, and 1% back on all other purchases. There’s also a $70 Amazon gift card bonus if you’re approved and spend $1,000 in the first three months.
To use your Amazon Prime Rewards Visa Signature Card, simply use it like any other credit card. When shopping online at Amazon or Whole Foods, be sure to select the “Prime Store Card” as your payment method at checkout. You’ll automatically earn 5% back on your purchase. For restaurant, gas station, or drugstore purchases, simply use your card as you would any other credit card. You’ll earn 2% back on these purchases. And for all other purchases, use your card as usual and earn 1% back.
Pros and Cons of the Amazon Prime Credit Card
The Amazon Prime Credit Card offers many benefits to cardholders, including 5% cash back on Amazon and Whole Foods purchases, no foreign transaction fees, and a $70 Amazon gift card upon approval. However, there are some drawbacks to consider before applying for this card. First, the Amazon Prime Credit Card has a high annual fee of $99, which may not be worth it if you do not shop often at Amazon or Whole Foods. Additionally, this card does not offer any introductory APR periods, so you will immediately begin accruing interest on your balance if you carry a balance from month to month. If you are a frequent shopper at Amazon and Whole Foods and can afford the annual fee, the Amazon Prime Credit Card could be a great option for you. However, if you do not spend enough at these stores to offset the annual fee or if you carry a balance from month to month, you may want to consider another credit card with lower interest rates and fees.
All in all, the Amazon Prime Credit Card is a great card for those who want to get rewards on their purchases. Its generous cash back offers and no annual fee makes it an attractive choice for anyone interested in earning rewards while shopping online or at Amazon stores. With its low APR rate and wide variety of benefits, the Amazon Prime Credit Card is well worth considering if you’re looking for a good credit card option.