Are Bikes Covered By Renters Insurance


Bicycles are quickly becoming one of the most popular forms of transportation in the world. In fact, according to The New York Times, more people now use bicycles for transportation than cars. Given this popularity, it’s no wonder that bike accidents are on the rise. And with renters insurance, you can protect yourself and your possessions should something go wrong. In this blog post, we will explore the ins and outs of renters insurance and whether or not bikes are covered. We will also provide a few tips on how to ensure that your bike is covered should an accident occur.

What renters insurance covers

Renters insurance typically covers personal belongings when they’re inside the rental unit, including furniture, electronics, and even bicycles. It’s important to check with your insurer to be sure what is covered and what isn’t. Some insurers might not cover bicycles if they’re used for personal transportation rather than recreation, for example.

Bike coverage

Bicycling is a great way to get exercise and save money. However, it can also be dangerous if you don’t have the proper precautions in place. If you’re biking around town, make sure to keep your bike covered by renters insurance.

If you’re biking in an area that’s known for high rates of bike theft, you’ll want to lock your bike up with a cable or chain. And make sure that whoever you’re leaving your bike with knows how to unlock it if you can’t get back to it right away.

If something happens while you’re biking, like a flat tire or an accident, Make sure to call a tow truck or Uber so that you can get home as quickly as possible. And always remember: helmets are mandatory in many states!

What to do if you’re bike is stolen

If your bike is stolen, the best course of action is to file a police report and see if you can identify any suspects. If you do not have renters insurance, you may be able to file a claim with your homeowners or renter’s insurance policy. In most cases, the deductible will likely apply, so it is important to contact your insurer ahead of time to find out what steps need to be taken in order for a claim to be processed.


Bicycles are one of the most popular pieces of equipment that renters use, and for good reason. They’re easy to store, transport and move around. Unfortunately, bicycles can also be a source of injury if not used properly. When renting a bike from a facility like Amazon or Walmart, it is important to ask about renters insurance coverage. Not all companies offer this coverage, so it’s important to inquire before you rent your bike.