Bank Of America Unlimited Cash Rewards Credit Card Review

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Bank of America has long been a staple in the banking industry, and they’ve never shied away fromn when it comes to offering lucrative rewards programs. Their Unlimited Cash Rewards Credit Card falls into this category, and it’s one of the best credit cards out there for those who love to spend. So what exactly does Bank of America offer with their Unlimited Cash Rewards Credit Card? First and foremost, Bank of America offers an outstanding sign-up bonus. You can snag a $500 cash reward simply by opening up a new account and spending $1,000 within the first three months. And that’s not all; you can also earn 1% cash back on every purchase, no matter how small. That means you can stack your rewards easily and get even more value out of your card. In addition to the generous rewards program, Bank of America also offers great customer service. If you have any issues with your card or any questions about your account, they’re more than happy to help you out. In fact, they want you to feel like their number one customer. Is Bank of America the right credit card for you? Read our full review to find out all the details.

What is the Bank of America Unlimited Cash Rewards Credit Card?

The Bank of America Unlimited Cash Rewards Credit Card is a great way to earn rewards on your spending. The card offers 1.5 points per dollar spent, which can add up quickly. Plus, there are no annual fees and no foreign transaction fees. You also get 50% bonus points when you first use your card and an additional 25% bonus point when you make a purchase within the first 60 days of account opening. Finally, there’s free access to the BoA travel center and insurance coverage for hotel accidents and reimbursements for lost or stolen luggage. So if you’re looking for a card that will let you rack up rewards quickly, the Bank of America Unlimited Cash Rewards Credit Card is a great option.

How Does It Work?

Bank of America’s Unlimited Cash Rewards Credit Card is a great way to get cash back on your purchases. The card has no annual fees and offers 1.5% cash back on all purchases, which can amounts to a lot of money over the course of a year. Plus, you can earn double points on certain categories, like gas and groceries.

To get started, you need to open an account with Bank of America and activate the card. Once you have done that, all you have to do is make Purchases and watch the cash rewards accumulate! You will receive your rewards within 24-hours of making your purchase.

There are some important things to keep in mind when using the Bank of America Unlimited Cash Rewards Credit Card:

-You need to be careful not to exceed your credit limit. If you do, you could end up paying high interest rates and see your rewards reduced.

-Make sure to use the card for everyday purchases, as not all transactions count towards your rewards. For example, travel expenses don’t count towards your total number of points earned.

Pros and Cons of the Bank of America Unlimited Cash Rewards Credit Card

The Bank of America Unlimited Cash Rewards Credit Card is a great way to earn rewards and get cash back on your purchases. Here are the pros and cons of this card:

Pros of the Bank of America Unlimited Cash Rewards Credit Card

1. The Bank of America Unlimited Cash Rewards Credit Card offers a high rewards rate, ranging from 2% – 5%. This means you’ll be able to earn a lot of rewards, which can be redeemed for cash or merchandise.

2. The card has no annual fees, so you’ll never have to worry about paying any extra fees.

3. The card also comes with an extended warranty, which provides added peace of mind in case something goes wrong with your purchase.

Cons of the Bank of America Unlimited Cash Rewards Credit Card

One downside to this card is that the rewards rate is based on your total spending instead of just on Purchases alone. This means that if you only make large purchases every once in a while, you may not receive as high a rewards rate as someone who makes smaller purchases throughout the month.

Another downside is that there’s no sign-up bonus offered with this card, which could make it difficult for some people to justify using it over other credit cards that offer better bonuses.

Final Thoughts on the Bank of America Unlimited Cash Rewards Credit Card

If you’re looking for a no-frills rewards card with a solid cash back rate, the Bank of America Unlimited Cash Rewards Credit Card is worth considering. The card offers 2% on all purchase, no annual fee, and no foreign transaction fees – making it one of the best options out there if you’re looking to maximize your rewards dollars. Plus, the card comes with a generous sign-up bonus that can really help you earn some extra cash over time.