Bbva Compass Credit Card Reviews


BBVA Compass offers several credit cards for consumers looking to build their credit or take advantage of rewards programs. But how do you know which card is the best fit for you? In this blog post, we’ll be taking a look at BBVA Compass credit card reviews and ranking them based on their individual features, benefits, and drawbacks. We’ll also explore each card’s eligibility requirements, so you can make an informed decision when it comes time to apply. Read on to discover which BBVA Compass credit card is right for your needs!

BBVA Compass Credit Card Review

The BBVA Compass Credit Card is a good choice for people who want a simple, straightforward credit card with no annual fee. It has a low APR and a decent rewards program, making it a good option for people who carry a balance or make frequent purchases. However, there are some drawbacks to the card that should be considered before applying.

The biggest downside to the BBVA Compass Credit Card is its limited rewards program. While you can earn 1% cash back on all purchases, there are no bonus categories or special perks. This means that you won’t be able to earn as much cash back as you would with other cards.

Another drawback is the lack of an introductory APR offer. If you need to finance a large purchase or carry a balance from month to month, you’ll have to pay interest on your debt right away. This can add up quickly, so be sure to consider other options if you need flexibility with your payments.

Overall, the BBVA Compass Credit Card is a solid option for people who want a no-frills credit card with no annual fee. It has a low APR and decent rewards program, but there are better options available if you’re looking for more perks and rewards.

BBVA Compass Credit Card Rewards

BBVA Compass Credit Card Rewards is a great way to get rewarded for using your credit card. With this program, you can earn points for every purchase you make with your BBVA Compass Credit Card. These points can be redeemed for cash back, gift cards, travel, and more. There is no limit to the amount of points you can earn, and your points never expire.

BBVA Compass Credit Card Benefits

When you use a BBVA Compass credit card, you can enjoy a number of benefits. For starters, you’ll earn points for every purchase you make. You can then redeem those points for travel, merchandise, or cash back. Plus, you’ll get access to exclusive events and experiences. And if you’re a BBVA Compass banking customer, you’ll get an additional 10% bonus on your rewards.

How to Use a BBVA Compass Credit Card

If you’re a BBVA Compass credit cardholder, you have a few different options for using your card. You can use your card to make purchases online, through the mail, or over the phone. You can also use your card to withdraw cash from ATMs.

To make a purchase with your BBVA Compass credit card, simply provide your 16-digit credit card number and the expiration date to the merchant. You’ll also need to provide your name and billing address. The merchant will then process the transaction and you’ll receive a confirmation receipt.

To make a purchase online, you’ll first need to create an account on the BBVA Compass website. Once you’ve logged in, you can add your credit card information and start shopping. To make a purchase through the mail, simply fill out a form that’s available on the BBVA Compass website and send it to the address provided. To make a purchase over the phone, call customer service at 1-800-266-7277.

If you need to withdraw cash from an ATM, simply insert your BBVA Compass credit card into the machine and follow the prompts. You may be asked to enter your PIN number for security purposes.

BBVA Compass Credit Card Fees

The BBVA Compass Credit Card has a number of fees associated with it. Here is a breakdown of those fees:

  • Annual Fee: $0
  • Balance Transfer Fee: 3%
  • Cash Advance Fee: 4%
  • Foreign Transaction Fee: 2%
  • Late Payment Fee: Up to $38
  • Returned Payment Fee: Up to $27

Alternatives to the BBVA Compass Credit Card

There are a few alternatives to the BBVA Compass credit card. One option is the Citi Simplicity Card, which has no annual fee and a 0% intro APR on balance transfers and purchases for 21 months. Another option is the Chase Slate Card, which also has no annual fee and a 0% intro APR on balance transfers for 15 months. Finally, the Discover it® Cash Back Card offers 5% cash back in rotating categories each quarter, up to the quarterly maximum when you activate, plus 1% cash back on all other purchases.


In conclusion, BBVA Compass Credit Card offers a good variety of features and benefits to those who meet the eligibility criteria. The rewards program is extensive and allows customers to earn cash back on every purchase they make. In addition, there are no annual fees or foreign transaction fees associated with this credit card. Considering all of these factors, it’s clear that the BBVA Compas Credit Card is an attractive option for anyone looking for a reliable and rewarding credit card experience.