Capital One Quicksilver Credit Card Review

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If you’re looking for a no-hassle, straightforward credit card with great rewards, look no further than the Capital One Quicksilver Credit Card. This card offers an attractive 1.5% cash back on all purchases, with no cap on how much you can earn. In addition, there are no annual fees and a 0% introductory APR, making it an incredibly attractive option for those looking to get the most out of their credit cards. In this review of the Capital One Quicksilver Credit Card, we’ll take a closer look at its features and benefits, as well as its drawbacks and considerations to keep in mind. Read on to learn more about this card and decide if it’s right for you.

What is the Capital One Quicksilver Credit Card?

The Capital One Quicksilver Credit Card is a rewards credit card that offers 1.5% cash back on every purchase. There is no annual fee and the card has a 0% APR for 15 months on purchases and balance transfers. After the intro period, the APR will be a variable rate, currently 17.24%. The Quicksilver Credit Card also comes with a signup bonus of $150 after spending $500 in the first 3 months.

How Does the Capital One Quicksilver Card Work?

Assuming you’re referring to the Capital One Quicksilver Cash Rewards Credit Card, it offers 1.5% cash back on every purchase with no limits and no categories to track, which is pretty straightforward. Redeem your cash back as a statement credit, check, or have it deposited into a Capital One account. There’s also a sign-up bonus: Earn a $150 Cash Bonus after you spend $500 on purchases within 3 months from account opening. You’ll also get 0% intro APR on purchases and balance transfers for 15 months (then a variable rate, currently 16.49% – 25.49%).

What are the Benefits of the Capital One Quicksilver Card?

The Capital One Quicksilver Card is a great choice for anyone looking to earn cash back on their everyday spending. With no annual fee and a simple rewards structure, the Quicksilver Card is a great way to get started with cash back credit cards.

Here are some of the key benefits of the Capital One Quicksilver Card:

• Earn unlimited 1.5% cash back on every purchase, with no rotating categories or sign-ups needed

• Get a $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

• Enjoy 0% intro APR on purchases and balance transfers for 15 months; after that, a variable APR of 17.24%, 21.74% or 24.74% will apply

• No foreign transaction fees – perfect for those who travel internationally

• Free access to your monthly Experian credit score and credit monitoring

With these great benefits, it’s easy to see why the Capital One Quicksilver Card is one of our top picks for cash back credit cards.

How to Use the Capital One Quicksilver Card

If you’re looking for a solid cash back credit card, the Capital One Quicksilver card is a great option. It offers a flat 1.5% cash back on all purchases, with no categories or limits to worry about. Plus, there’s no annual fee to worry about either. Here’s how to make the most of your Capital One Quicksilver card:

1. Use it for all of your regular spending. Since you’ll earn 1.5% cash back on everything you buy, there’s no need to use another card for certain purchases. Just use your Quicksilver card for everything and you’ll start racking up the rewards.

2. Pay your balance in full each month. To avoid paying interest or late fees, be sure to pay off your balance in full each month. This will also help you keep your debt level down, which is always a good idea.

3. Use the extra cash back for anything you want! There’s no need to wait until you’ve reached a certain amount of cash back before redeeming it. You can use it as soon as you earn it, whether that’s for statement credits, gift cards, or even merchandise from select retailers. So start using your Capital One Quicksilver card today and enjoy the rewards!

Who is the Capital One Quicksilver Card for?

The Capital One Quicksilver Credit Card is best for people who want a simple, straightforward credit card with no annual fee and a good rewards program. This card also has a 0% intro APR on purchases and balance transfers for 15 months, which can help you save money on interest if you carry a balance or transfer one from another card.

Alternatives to the Capital One Quicksilver Card

If you’re not interested in the Capital One Quicksilver card, there are plenty of other great options out there. Here are a few of our favorites:

The Chase Freedom card is a great option for those who want to earn rewards on their everyday spending. You’ll earn 1% cash back on all purchases, and 5% cash back on select categories that rotate each quarter. There’s no annual fee, and you’ll get a $150 bonus after you spend $500 in the first 3 months.

The Citi Double Cash Card is another excellent choice for cash back rewards. You’ll earn 2% cash back on every purchase – 1% when you buy, and 1% when you pay your bill. There’s also no annual fee, and you can get 0% APR financing for 18 months on balances transferred in the first 4 months (then a variable APR of 13.99%-23.99%).

Finally, the Discover it® Cash Back card is a great option if you want to earn 5% cash back on select categories each quarter (on up to $1,500 in spending per category). You’ll also get 1% cash back on all other purchases, and there’s no annual fee. Plus, Discover will match ALL the cash back you’ve earned at the end of your first year – automatically!

Conclusion

In conclusion, the Quicksilver Card from Capital One is an excellent option for people looking to earn rewards quickly and easily. It offers a reasonable APR, no annual fee and a great sign-up bonus that can be redeemed for cash back or travel rewards. Additionally, there are several perks associated with the card such as access to exclusive events and discounts on select purchases. The Quicksilver Card is sure to be an asset in any financial portfolio!