Cerulean Credit Card is a credit card that targets millennials. Cerulean Credit Card offers a host of benefits, including no annual fees, 0% APR for the first 12 months and no fees for foreign transactions. Cerulean Credit Card is available in both Visa and Mastercard formats, making it a versatile option for consumers. Plus, with its competitive rates and impressive rewards program, Cerulean Credit Card is hard to ignore. In this review, we will explore all the features of Cerulean Credit Card and determine whether it suits your needs as a consumer.
What is the Cerulean Credit Card?
The Cerulean Credit Card is a card that was launched by American Express back in 2017. The card is aimed at young adults who are looking to get their first credit card and want something that is very accessible. The card comes with a low annual fee of $0, and there are no deposit requirements. You also have the option of getting the card with no interest for the first 12 months.
One of the great things about this card is that you can use it for a wide range of transactions, including spending on your own account, paying for groceries, or taking out a loan. And if you ever need help paying off your debt, American Express offers a number of helpful benefits such as access to their experts and debt counselling services.
Overall, if you’re looking for a simple, affordable credit card that’s perfect for newbies, the Cerulean Credit Card should be at the top of your list.
How Does the Cerulean Credit Card Work?
The Cerulean Credit Card is a Visa card that lets you earn points for every dollar you spend. You can then use those points to buy items and cash back rewards. Here’s how the Cerulean Credit Card works:
1. When you open your account, you’ll get a $10 sign-up bonus.
2. Every time you make a purchase, you’ll earn 1 point. Every $1 spent earns 2 points.
3. You can redeem your points for rewards like gift cards, cash back, or travel credits.
4. The Cerulean Credit Card has an annual fee of $0 introductory rate and then it goes up to $39/year. But the interest rates are incredibly low at 0% APR on balance transfers and purchases and no annual fees on cash advances or foreign transactions!
The Bad News About the Cerulean Credit Card
The Cerulean Credit Card is a popular card that offers a number of benefits to its users. However, there are some drawbacks that should be considered before applying for this card. First and foremost, the interest rates are quite high, at 20%. This means that if you don’t pay your balance in full each month, you will end up paying a lot of extra money in interest. Additionally, the premium credit score offered by Cerulean is not as good as some other cards on the market. In fact, it ranks lower than many other cards from major banks. Finally, the card has an annual fee of $39 which is not insignificant.
The Good News About the Cerulean Credit Card
Cerulean Credit Card is a great option for people who have good credit. The card offers 0% intro APR for the first 18 months and then a low interest rate of 12.99% – 24.99%. There is no annual fee and no late payment fees. The card also has a cash back rewards program that offers 3 points per dollar spent on eligible purchases and 1 point per dollar spent on all other transactions. This makes it an attractive choice for people who are looking to maximize their rewards potential.
Cerulean Credit Card is a great option for those looking for a no-fee credit card with plenty of benefits. The card offers rewards opportunities, low interest rates and an easy online account management system. Overall, I would recommend Cerulean Credit Card to anyone who is looking for a quality credit card that offers plenty of benefits.