Are you searching for the perfect credit card to fit your needs? With so many options out there, it can be difficult to decide which one is best. Consider the Chase AARP Credit Card – it offers a variety of features and benefits that may suit your lifestyle. In this review, we will discuss what makes the Chase AARP Credit Card stand out from the competition, how much you can earn in rewards, and its eligibility requirements. You’ll also learn about some of its drawbacks so you can make an informed decision. Read on to find out if the Chase AARP Credit Card is right for you!
AARP Credit Card Overview
The AARP Credit Card from Chase is designed for cardholders age 50 and older. It offers a variety of benefits and rewards, including a 0% introductory APR on balance transfers and purchases for the first 15 months, rewards points that can be redeemed for cash back, travel, and merchandise, and no annual fee.
Types of AARP Credit Cards
There are two types of AARP Credit Cards: the AARP Credit Card from Chase, and the AARP Rewards Credit Card from Chase. Both of these credit cards offer great benefits and rewards for cardholders.
The AARP Credit Card from Chase is a great choice for those who want to earn cash back on their purchases. Cardholders can earn 1% cash back on all purchases, and there is no annual fee. Plus, cardholders will get a 0% intro APR on purchases and balance transfers for 12 months. After that, a variable APR will apply.
The AARP Rewards Credit Card from Chase is a great choice for those who want to earn points on their purchases. Cardholders can earn 2 points per $1 spent on gas, grocery, and utility purchases. There is no annual fee and cardholders will get a 0% intro APR on purchases and balance transfers for 12 months. After that, a variable APR will apply.
Pros and Cons of AARP Credit Cards
The AARP Credit Card from Chase is a great way for seniors to get started with credit cards. The card has no annual fee and a 0% introductory APR on purchases and balance transfers for the first 12 months. After that, the APR will be a variable rate, currently 13.99%. This card also offers a rewards program, which gives you points for every dollar you spend. You can redeem your points for cash back, gift cards, or travel.
There are some drawbacks to the AARP Credit Card from Chase. First, there is a foreign transaction fee of 3%. This means that if you use your card outside of the United States, you’ll be charged an additional 3% on top of whatever purchase you make. Additionally, this card does not offer any sort of sign-up bonus or introductory offer for new cardholders. Finally, the rewards program is not as generous as some other credit cards out there.
How to Apply for an AARP Credit Card
If you’re looking for a credit card with great benefits for seniors, the Chase AARP credit card is a great option. Here’s how to apply for one:
1. Visit the Chase AARP credit card website.
2. Click on the “Apply Now” button.
3. Enter your personal information, including your name, address, and Social Security number.
4. Choose whether you want to apply for the Visa or Mastercard version of the card.
5. Enter your financial information, including your annual income and employment status.
6. Review the terms and conditions of the card and click “Submit.”
You’ll receive a decision on your application within minutes, and if you’re approved, you’ll be able to start using your new credit card right away!
FAQs about AARP Credit Cards
Q: How do I qualify for an AARP credit card?
A: You must be a member of AARP to qualify for an AARP credit card. You can become a member of AARP by joining online/
Q: What are the benefits of having an AARP credit card?
A: As an AARP member, you can enjoy exclusive benefits with your AARP credit card, including earning cash back rewards on every purchase, no annual fee, and a 0% introductory APR on purchases and balance transfers for 12 months.
Q: How do I use my AARP credit card?
A: To use your AARP credit card, simply present your card at any participating merchant that accepts American Express Cards and sign for your purchase. You can also use your card to make purchases online or over the phone.