Citi Costco Credit Card Review


The world of credit cards can be a bit confusing, especially for those just starting out. With so many options, it can be hard to know which card to get and how to use it best. Luckily, we’re here to help. In this blog post, we’re going to review the Citi Costco Credit Card—an excellent option for those looking for a quality card that offers great rewards. We’ll also go over some of the key benefits of the card and discuss how you can maximize its potential. So if you’re thinking of getting a new credit card, be sure to read through this review first!

What is the Citi Costco Credit Card?

If you’re a Costco member who’s looking for a credit card, the Citi Costco Credit Card might be the perfect option for you. This card offers great benefits, including a generous rewards program and low interest rates. Plus, it has an easy-to-use website and mobile app.

One of the best things about the Citi Costco Credit Card is its rewards program. Members earn points for every purchase they make at Costco, and those points can be redeemed for cash or discounts on future purchases. The rewards program is also flexible – you can use your points to buy items in any category at Costco, or use them to redeem coupons from other participating retailers.

The Citi Costco Credit Card also offers great features for peace of mind. For example, if your account is ever delinquent, the credit card issuer will work with you to get things back on track as soon as possible. And if there are any unexpected expenses that come up while you have your card active, the issuer will help cover those costs too – no questions asked.

All in all, the Citi Costco Credit Card is a great choice if you’re looking for a credit card that offers great benefits and low interest rates.

How to get the Citi Costco Credit Card

If you’re a Costco member, you can sign up for the Citi Costco Credit Card and earn rewards on your purchases. The card has an introductory 0% APR offer for the first 12 months, and then a variable APR of 15.24 to 25.99%. You’ll also get free membership in Costco’s Executive Member Program, which provides access to exclusive benefits such as member-only discounts and early entry into events.

To apply for the Citi Costco Credit Card, visit or call 800-950-9227. You can also complete the application online at

The Benefits of the Citi Costco Credit Card

If you’re an avid Costco member, then you know that the store has some great deals on products. But did you know that you can also take advantage of the Citi Costco Credit Card? The card offers several benefits that can make your shopping experience even better.

For one, the card allows members to get discounts on their purchases at Costco. This can amount to up to 50% off select items, which is awesome if you’re looking for a deal on something specific. Plus, when you use your card at Costco, it earns rewards that can be redeemed for cash or merchandise. So not only do you save money on what you buy, but you also get rewarded for doing so!

Another great benefit of the Citi Costco Credit Card is its customer service. If something goes wrong with your purchase – like the item is defective – Citi will help to resolve the issue quickly and efficiently. In fact, they’ve been known to offer complete refunds in some cases! So if there’s ever a problem with your purchase, don’t worry – Citi has got your back.

Overall, the Citi Costco Credit Card is a great way to save money and get perks while shopping at Costco. It’s definitely worth considering if you’re planning on making any purchases there in the future!

The Disadvantages of the Citi Costco Credit Card

The Citibank Costco Credit Card may be a great option for people who shop at Costco frequently, but there are some disadvantages to consider. The card has an annual fee of $95, and there is also a 3% surcharge on all purchases made with the card. Additionally, the card has a limit of $50,000 in total combined credit card debt and outstanding balances, and it offers 0% APR on Purchases and Balance Transfers for the first 12 months. Finally, the interest rate on the Costco Credit Card is 13.99%.

Despite these limitations, if you’re interested in getting a Costco Credit Card, it’s worth considering the pros and cons carefully before making a decision.


If you’re in the market for a credit card, Citibank’s Costco Credit Card is a great option. Not only does it have low interest rates, but it also comes with some great benefits like free membership to Costco and extended warranty protection. Plus, there are no annual fees so you can keep your costs low every month.