Credit Card Reviews 2018


Credit cards offer a convenient way to pay for goods and services, but choosing the right one can be overwhelming. After all, there’s an array of features, rewards and fees to consider. With so many different offers available, it’s important to weigh up all of the options before picking your perfect card. To aid you in making a wise decision, here is a comprehensive review of popular credit cards in 2018. From cash back offers to interest rates, we’ll show you which ones are worth your consideration.

The Best Credit Cards of 2018

When it comes to finding the best credit card, there are a few things you need to take into account. First, what is your credit score? This will determine which cards you will be eligible for. If you have good to excellent credit, you’ll have your pick of the best cards out there. However, if your credit isn’t so great, you may only be able to qualify for subprime cards with high interest rates and fees.

Once you know your credit score, you can start looking at specific cards. To find the best credit card for YOU, consider what types of rewards you’re looking for. Do you want cash back? points? miles? There are cards that offer all of these things, so it’s just a matter of finding the one that fits your spending habits and goals.

Finally, make sure to read the fine print before signing up for any card. Some cards come with annual fees, balance transfer fees, foreign transaction fees, and other hidden costs. By being aware of these fees, you can avoid them and save yourself money in the long run.

Now that you know what to look for in a credit card, let’s take a look at some of the best cards on the market right now:

1) The Chase Freedom Unlimited Card offers unlimited 1.5% cash back on all purchases – there’s no minimum spend required and no category restrictions! Plus, new cardholders can earn a $150 sign-up bonus after spending $500 in the first three months.

2) The Citi Double Cash Card provides you with 2% cash back on all purchases – 1% when you buy and another 1% when you pay. There’s no annual fee and no foreign transaction fees, plus cardholders get access to exclusive savings and discounts on travel, dining, and shopping.

3) The American Express Blue Cash Preferred Card offers 6% cash back at U.S. supermarkets (up to $6,000 in spending annually), 3% cash back at U.S. gas stations and select department stores, 1% cash back on other purchases, and a $150 sign-up bonus after spending $1,000 in the first three months. There’s an annual fee of $95 but it could easily be offset by the rewards you earn each year.

4) The Discover It Card is great for those who want to maximize their rewards – it offers 5% cash back in rotating categories (up to $1,500 per quarter) and 1% cash back on all other purchases with no limits or caps! Plus, new cardholders get a 14-month 0% intro APR period for balance transfers made within 45 days of account opening.

These are just a few of the best credit cards of 2018. There are plenty more out there so make sure to shop around and find one that fits your needs. Good luck!

The Worst Credit Cards of 2018

If you’re looking for the worst credit cards of 2018, you’ve come to the right place. We’ve compiled a list of the absolute worst credit cards on the market today, based on factors like fees, interest rates, and rewards. If you have any of these cards in your wallet, it’s time to ditch them and find a better option.

The following are the worst credit cards of 2018:

1. The First Premier Bank Mastercard: This card has an outrageous annual fee of $95, and a ridiculously high APR of 36%. It also doesn’t offer any rewards or perks whatsoever. Avoid this card at all costs.

2. The Citi Prestige Card: This card comes with a hefty annual fee of $450, and its rewards program is not nearly generous enough to offset that cost. It also has a high APR and lacks many important features and benefits that other premium cards offer.

3. The Chase Sapphire Reserve Card: This card has an annual fee of $450, but it does offer some decent rewards and perks. However, its high APR makes it a bad choice for anyone who carries a balance from month to month.

4. The Business Platinum Card from American Express: This card has an annual fee of $450 (waived for the first year), and it doesn’t offer any significant rewards or perks for business owners. Its high APR is also a turn-off for many business owners who carry balances on their cards.

5. The Citi Costco Anywhere Visa Card: This card has an annual fee of $60, and it doesn’t offer any rewards or perks at all. It also has a high APR and charges foreign transaction fees, making it a poor choice for international travelers.

The Different Types of Credit Cards

There are many different types of credit cards, and it can be difficult to choose the right one for you. Here is a review of some of the most popular types of credit cards:

1. Cash back credit cards: These cards offer cash back rewards on your spending. Some cards have higher rewards for certain categories like travel or dining, while others offer a flat rate cash back on all purchases.

2. Balance transfer credit cards: These cards offer 0% APR on balance transfers for a promotional period, usually around 12-18 months. This can be a great way to save money on interest if you have existing credit card debt that you want to pay off.

3. Rewards credit cards: These cards offer rewards points that can be redeemed for travel, cash back, or merchandise. Some rewards programs are more flexible than others, so it’s important to choose a card that aligns with your spending habits and goals.

4. Business credit cards: These cards are designed for business owners and offer perks like employee Cards, free employee spend tracking, and special financing options.

5. Student credit cards: These cards are designed for college students and offer perks like cash back on textbooks and other school-related expenses, as well as 0% APR on purchases during the first few years after graduation.

How to Use a Credit Card

There are a few things to keep in mind when using a credit card. First, make sure you understand the terms and conditions of your card. This includes understanding the interest rate, annual fee, and other charges that may apply. Second, use your credit card wisely by only charging what you can afford to pay back and making payments on time. Finally, monitor your credit card statements regularly to ensure there are no unauthorized charges.


Credit cards can be a great way to manage your money, but it is important to choose the right one for you. We hope that our credit card reviews for 2018 have helped you find the perfect card for your needs and given you an insight into what’s out there. Remember, with careful research and comparison shopping, you will be sure to get the best deal available on a credit card.