Discount Tire Credit Card Review


Does your car need new tires? If so, you may want to consider the Discount Tire Credit Card. This review will discuss the pros and cons of using this card to purchase tires, as well as any special offers or benefits that come with it. The Discount Tire Credit Card is a great way to save money on your tire purchases and make sure you get the best deal. Read on to find out if it’s right for you!

What is the Discount Tire Credit Card?

The Discount Tire Credit Card is a store credit card that can be used at any location of the tire retailer. It offers exclusive discounts and financing options to cardholders. There is no annual fee for this card.

How to Use the Discount Tire Credit Card

If you’re a regular shopper at Discount Tire, signing up for their credit card could score you some extra savings. Here’s a quick guide on how to use the Discount Tire credit card:

First, make sure you’re eligible for the card. You’ll need to have good to excellent credit to qualify. If you’re not sure where your credit stands, you can check your credit score for free using a service like Credit Karma.

Once you know you’re eligible, head over to Discount Tire’s website and fill out an application. Once you’re approved, you’ll receive your physical credit card in the mail within a few weeks.

Now that you have your card, it’s time to start racking up those savings! When making a purchase at Discount Tire, simply present your card at checkout and you’ll automatically get 5% off your total order. Plus, if you use your card to finance a purchase of $250 or more, you’ll get an additional $40 statement credit.

There are a few things to keep in mind when using your Discount Tire credit card. First, note that the 5% discount only applies to purchases made at Discount Tire stores—it can’t be used for online orders. Secondly, remember that financing terms and conditions apply when using thecard to finance a purchase, so be sure to read those over carefully before completing a transaction.

By following these simple tips, using the Discount Tire credit card is easy and could save you some serious cash.

Pros and Cons of the Discount Tire Credit Card

When it comes to the Discount Tire credit card, there are both pros and cons that need to be considered before making a decision. On the plus side, the card offers a very competitive APR and no annual fee. Additionally, cardholders can take advantage of exclusive discounts and special financing offers from time to time.

However, there are also some downsides to the Discount Tire credit card. For example, late payment fees are rather high, and if you carry a balance from month to month, you’ll quickly rack up interest charges. Additionally, there’s no rewards program associated with this card, so if you’re looking for ways to earn points or cash back on your purchases, you’ll need to look elsewhere.

How to Apply for the Discount Tire Credit Card

If you’re looking to save on your next tire purchase, the Discount Tire credit card might be a good option for you. Here’s a step-by-step guide on how to apply for the card:

1. Visit the Discount Tire website and click on the “Credit Card” link at the top of the page.

2. On the next page, scroll down to the “Apply Now” section and click on the “Apply Now” button.

3. You’ll be redirected to the Credit First National Association website. From here, you’ll need to fill out an application form with your personal and financial information.

4. Once you’ve submitted your application, you should receive a decision within 30 days. If you’re approved, you’ll receive your new Discount Tire credit card in the mail within 7-10 business days.

Alternatives to the Discount Tire Credit Card

If you’re not interested in the Discount Tire credit card, there are a few other options you can consider. The first is to simply pay cash for your purchases. This is a great option if you have the money on hand and don’t want to worry about accruing interest or making monthly payments.

Another option is to finance your tires through another company. There are many companies that offer tire financing, so be sure to shop around and compare rates and terms before making a decision.

Finally, you could also put your tires on a layaway plan. This allows you to make smaller payments over time until the balance is paid in full. This can be a great option if you need new tires but can’t afford to pay for them all at once.


All in all, the Discount Tire Credit Card is a solid choice for anyone looking for an easy way to pay for their tire purchases. Not only does it offer competitive interest rates and rewards, but it also features some of the lowest fees around. With this card you can save money on your tires as well as get great benefits like extended warranty coverage and exclusive discounts. Whether you are a frequent buyer at Discount Tire or just need some new tires every now and then, this credit card makes it easy by providing convenient payment options with an affordable APR.