Discover It Miles Credit Card Review


Discover It Miles is a credit card that promises to reward its users for every dollar they spend. And the more you spend, the more rewards you’ll earn. Sounds great, right? Well, there are a few catches. First of all, Discover It Miles isn’t really a rewards card; it’s an advertising platform disguised as one. You don’t get real rewards for using it; you just get ads that are served up when you make purchases. Secondly, Discover It Miles isn’t available to everyone. It requires a good credit score and a high income. And finally, the rewards are pretty lackluster. Yes, you can earn cash back or miles on your spending, but the amount you can earn isn’t very significant. So should you sign up for Discover It Miles? We think not. If you want a credit card that will reward you for your spending, look elsewhere.

What is Discover It Miles?

If you’re looking for a no-frills travel credit card, the Discover It Miles may be perfect for you. Offering 1% back on all spending, it’s one of the simplest and most straightforward travel options out there. Plus, at just $0 annual fee, it’s also one of the cheapest options available. However, if you’re looking for more than just simple rewards, you may want to look elsewhere. While the Discover It Miles offers great value, its lack of promotional bonuses and other perks could make it less appealing than other cards with similar benefits. Overall, if you’re looking for a no-nonsense travel credit card that’ll give you great rewards without costing you anything in fees or penalties, the Discover It Miles is definitely worth considering.

How do I earn Discover It Miles?

If you are looking for a no-frills, low-cost travel credit card, the Discover It Miles credit card may be right for you. The card has no annual fee and offers a range of benefits that can make traveling more affordable, such as discounts on hotel rooms and rental cars. Plus, Discover offers cashback rewards that can help you earn extra money when you spend on your favorite travel expenses.

To qualify for the Discover It Miles credit card, all you need is a good balance in your account and a valid government ID. After you have been approved for the card, sign up for the free mobile app to get started saving on your travels. use the app to book hotels, find car rentals and track your miles earned and redeemed. You can also redeem your miles for travel rewards like free flights or valuable travel amenities like VIP treatment at hotels.

Since the Discover It Miles credit card is available to everyone with good credit, it’s an ideal choice if you’re looking for a low-cost way to explore new places without breaking the bank. And since earning rewards with this card is so easy – simply use the mobile app – it’s perfect if you’re always on the go and don’t have time to haul around multiple cards or folders full of receipts. For budget-minded travelers who want maximum flexibility when it comes to where they go and how much they spend while traveling, the Discover It Miles credit card is an excellent

What are the benefits of using Discover It Miles?

If you’re looking for a no-frills credit card with high rewards potential, the Discover It Miles card is worth considering. Here’s a look at why:

1. High Rewards Rate: As mentioned, the Discover It Miles card offers a high rewards rate of 2 miles per dollar spent on all purchases, both big and small. This is significantly higher than most other cards on the market, making it an excellent choice if you’re looking to maximize your rewards potential. Plus, there are no blackout dates or limits on how much you can earn, so you can make use of the card in whatever way is best for you.

2. Flexible Redemption Options: One of the great things about the Discover It Miles card is that it offers flexible redemption options. You can choose to receive your rewards in the form of cash back, travel points, or statement credits, so there’s definitely something for everyone. Plus, since the rewards rate is so high, even small amounts of rewards can add up over time – making this an especially attractive option for those who are goals-oriented.

3. No Annual Fee: Another great thing about the Discover It Miles card is that there is no annual fee – meaning that it’s free to use every month! This makes it an excellent option if you’re looking for a low-cost way to earn rewards and access valuable benefits like travel insurance and zero fraud liability protection.

The Downsides of using Discover It Miles

Despite the many benefits of using a Discover It Miles credit card, there are also some potential downsides. Here are four of them:

1. Higher interest rates than other cards

While Discover It Miles credit cards offer great rewards, they also come with higher interest rates than other available options. For example, the regular APR for the $50/monthly fee version of the card is 29.99%. That’s not terrible, but it’s higher than most standard credit cards. And if you add an annual fee, that rate jumps to 36.24%.

2. Restrictions on redeeming miles

One downside to Discover It Miles cards is that they don’t always have the same redemption options as other cards. For example, many cards allow you to redeem miles for flights and hotels…but not books or movies. This can be a dealbreaker if you’re looking for a flexible travel rewards option that can be used for a variety of activities.

3. Higher taxes on redeemed miles

Another disadvantage of using Discover It Miles cards is that your miles may be taxed at a higher rate when you redeem them. This applies even if you’re using miles to purchase items in-store or online – it’s always important to consult your tax adviser before making any major financial decisions!


If you’re looking for a no-frills credit card that offers great rewards, Discover It Miles is a great option. The card has an easy-to-use website and wide array of benefits, including travel insurance and discounts on dining and entertainment. Plus, the annual fee is low enough that it won’t break the bank.