Do I Need Dive Insurance?


Diving is an exhilarating experience that can open you up to a new world of adventure and exploration. But it’s also one of the riskiest activities around, so it’s important to understand your risks and make sure you’re properly prepared. One key component of preparing for a dive is having adequate dive insurance. But what is dive insurance, exactly? And do you really need it? In this article, we’ll explore the ins and outs of dive insurance and answer all your questions about protecting yourself during your dives.

What is dive insurance?

Dive insurance is a type of insurance that covers divers in the event of an accident or injury while diving. It typically includes coverage for medical expenses, evacuation, and search and rescue. Dive insurance can be purchased as a standalone policy or as an addition to a travel insurance policy.

Do I need dive insurance?

Dive insurance is not required in order to dive, but it is highly recommended. This is because diving can be a very dangerous sport and accidents can happen even when you are taking all the necessary precautions. If you are injured while diving, or if your equipment is damaged, dive insurance can help to cover the cost of your medical treatment or repairs.

What does dive insurance cover?

There is a lot of confusion surrounding dive insurance and what it actually covers. So, let’s break it down. Most dive insurance policies will cover you for emergency medical expenses, search and rescue costs, and evacuation costs. Some policies will also cover you for lost or stolen diving equipment, cancelled dives, and travel expenses.

Dive insurance is not mandatory in most countries, but it is highly recommended. Many dive centres and liveaboards will require you to have dive insurance before they allow you to dive with them. If you’re planning on doing any serious diving, we recommend getting dive insurance.

How much does dive insurance cost?

The cost of dive insurance will vary depending on the provider and the coverage you choose. Some policies may start as low as $100 per year, while others may be more expensive. It is important to compare policies and coverage options to find the best policy for your needs.

Where can I get dive insurance?

If you’re wondering where to get dive insurance, there are a few options. You can purchase it through a travel insurance company, a dive shop, or an online provider.

When purchasing dive insurance, it’s important to make sure that you’re covered for the activities you’ll be doing. Most policies will cover basic diving, but if you’re planning on doing something more adventurous like cave diving or wreck diving, you’ll need to make sure your policy covers those activities.

Another thing to keep in mind when purchasing dive insurance is the level of coverage you need. Some policies will only cover emergency medical expenses, while others will cover lost or damaged gear as well. Decide what level of coverage you need before shopping around for policies.


Dive insurance is an important type of coverage for experienced divers, as it covers a wide range of potential issues that can occur underwater. Whether you are diving for leisure or for work, investing in dive insurance will ensure that any medical costs and equipment damage incurred during your dives are covered. As such, we recommend all divers to get insured before taking the plunge into the unknown depths of the ocean.