Does Humana Offer Individual Health Insurance?


When you’re shopping for individual health insurance, the choices can seem overwhelming. There are so many providers in the market that it can be difficult to know which one is right for you. One of the companies that may come up in your search is Humana. But does Humana offer individual health insurance? And if so, what does it cover? In this article, we’ll explore these questions and more as we take a look at Humana and its individual health insurance options.

What is Humana?

One of the largest health insurance providers in the United States is Humana. Based in Louisville, Kentucky, Humana offers a wide range of health insurance products and services for individuals, families, and businesses.

Humana has been in business for over 50 years and currently serves over 16 million customers. The company offers a variety of health insurance plans, including individual and family health insurance plans, Medicare Advantage plans, and employer-sponsored health insurance plans.

In addition to health insurance, Humana also offers dental, vision, and life insurance plans. The company also has a pharmacy division that provides prescription drugs to its customers.

If you’re considering purchasing health insurance from Humana, it’s important to understand the different types of plans that are available and how they work. Individual and family health insurance plans can be purchased directly from Humana or through a broker or agent. Medicare Advantage plans are only available to those who are enrolled in Medicare Part A and Part B. Employer-sponsored health insurance plans are offered by employers who have contracted with Humana to provide benefits to their employees.

What Does Humana Offer?

Humana offers a wide range of health insurance plans for individuals and families, as well as group health insurance plans for businesses. Humana also offers a variety of other insurance products, such as dental, vision, and life insurance.

How Much Does Humana Cost?

Humana offers a variety of health insurance plans for individuals and families, so the cost of coverage will vary depending on the specific plan you choose. However, Humana is generally considered to be one of the more affordable health insurance companies.

To get an idea of how much a Humana health insurance plan might cost you, it’s best to get a quote.

What Are the Pros and Cons of Humana?

Humana is a large and well-known health insurance company that offers a variety of health insurance plans, including individual and family health insurance plans. While Humana may be a good choice for some people, it’s important to understand the pros and cons of the company before you decide if it’s right for you.


  • Humana offers a wide range of health insurance plans, so you can find one that meets your needs and budget.
  • The company has a strong financial rating, meaning it’s likely to be around for the long haul.
  • Humana offers some unique benefits, such as access to telehealth services and discounts on fitness memberships.


  • Some people find Humana’s customer service to be lacking.
  • The company has been accused of denying claims unfairly.
  • Some doctors and hospitals are not in Humana’s network, which could make getting care difficult or more expensive.

Is Humana Worth It?

If you’re considering Humana for your individual health insurance, you might be wondering if it’s worth the investment. Here’s a quick breakdown of what Humana has to offer and what it might cost you.

Humana offers a variety of health insurance plans, including both HMOs and PPOs. You can also choose from a selection of deductibles and copayments. Monthly premiums start at $80 for an HMO plan with a $1,500 deductible and $10 copayment, or $110 for a PPO plan with a $2,000 deductible and $20 copayment.

In addition to the monthly premium, you’ll also have to pay a yearly enrollment fee of $50. For some plans, you may also be responsible for a coinsurance payment, which is a percentage of the total cost of your medical care.

One of the major benefits of Humana is that they offer a wide network of doctors and hospitals. They also have 24/7 access to customer service representatives who can help you with any questions or problems you have.

While Humana does offer some great features, it’s important to compare their rates with other insurers before making a decision. Make sure to shop around and get quotes from several companies before enrolling in any plan.

How to Sign Up for Humana

In order to sign up for Humana, you will need to visit their website and create an account. Once you have created an account, you will be able to view their plans and pricing. From there, you can either enroll in a plan online or contact a representative to help you enroll.


In conclusion, Humana does indeed offer several individual health insurance plans with a variety of coverage levels to meet the needs of its customers. With competitive rates and an array of benefits, Humana provides individuals with the protection they need at a price that fits their budget. If you are looking for individual health insurance, it is definitely worth taking a closer look at what Humana has to offer.