First Premier Bank Platinum Credit Card Review

Author:

When it comes to credit cards, there are a lot of choices available to you. But which one is the best for you? That’s where our First Premier Bank Platinum Credit Card review comes in. We’ll help you determine whether this card is right for you, based on your individual needs. From features and benefits to rates and fees, we’ll take a look at everything you need to know before making your decision. So read on to find out more about this top credit card option!

What is the Premier Credit Card?

The Premier Credit Card from First Premier Bank offers cardholders a number of benefits, such as cash back rewards and ongoing discounts on select items. The cardholder agreement outlines the terms and conditions associated with the use of the card, including restrictions on spending and liability.

Cardholders earn 2 percent cash back on all purchases, plus an additional 1 percent cash back for every $2,000 in combined annual spending. Plus, there is a 0 percent introductory APR for 12 months, after which a variable APR ranging from 14.24 to 20.24 percent applies. Rewards can be redeemed against eligible purchases at participating stores and online at premiercardrewards.com.

One important note is that the Premier Credit Card is not available to individuals with bad credit or who have had their credit rating lowered in the past two years. In addition, cardholders must be 18 years old or older and have an active bank account in order to apply for the card.

The Benefits of the Platinum Credit Card

The First Premier Bank Platinum Credit Card offers great benefits for cardholders. These include:

– 0% introductory APR on Purchases and Balance Transfers for the first six months
– $100 bonus after you spend $1,000 in purchases within the first 3 months of account opening
– No annual fee
– Rewards program that gives cardholders 1 point for every dollar spent and can be redeemed for travel, merchandise, or cash back

This card is a great option if you’re looking for a low interest rate and rewards program to help you save money on your purchases. The 0% introductory APR is a great way to get started, and the $100 bonus after you spend $1,000 in purchases within the first 3 months will help you get your finances moving in the right direction. You also don’t have to worry about an annual fee – which is rare among credit cards – so this is a great choice if you’re looking for a long-term solution. Finally, the rewards program is very easy to use and gives cardholders plenty of opportunities to save money on their spending.

How to Apply for the Premier Credit Card

Premier Credit Card Overview

If you’re looking for a top-of-the-line credit card with all the bells and whistles, the Premier Credit Card from First Premier Bank is worth considering.

The Premier Credit Card offers great rewards and convenient features, making it an excellent choice for those who are looking for a card that will help them build their credit history and improve their finances. Plus, the card has low interest rates, so you’ll always be able to afford the things you need without burdening yourself with high monthly payments.

To apply for the Premier Credit Card, please visit our website or call our customer service center at (877) 647-3672. We look forward to hearing from you!

How to Use the Premier Credit Card

If you’re looking for a premier credit card, the Premier Credit Card from First Premier Bank is a good option. The card offers some great features, such as a low interest rate and no annual fee. Here’s what you need to know about using this card:

The Premier Credit Card from First Premier Bank offers a low interest rate of 9.99% APR on Purchases and Balance Transfers, which is lower than the average rate of 14.24% APR. This means that you’ll be able to save money on your purchases each month. There is also no annual fee associated with this card, so you can free up valuable resources to spend elsewhere.

The card also offers generous rewards program that can help you earn extra cash back and discounts on your shopping experiences. For example, if you spend $1,000 within the first 3 months of opening your account, you’ll earn 1,500 bonus points that can be used towards future purchases or redeemed for cash back. Plus, when you use your card to make qualifying purchases at participating merchant locations, you’ll receive 10% off your purchase price in addition to any other discounts and benefits offered by those merchants.

Overall, the Premier Credit Card from First Premier Bank offers great features and rewards that will help you save money on your spending habits. If you’re looking for a premier credit card that won’t require an annual fee or high interest rates, this is definitely an option worth considering

The Fees associated with the Premier Credit Card

The Premier Credit Card from First Premier Bank offers members an array of benefits, including a 0% intro APR on purchases and balance transfers for the first 12 months, 20,000 bonus points after spending $1,000 in net eligible purchases within the first 3 months of account opening, and 2X points on travel and dining. With a minimum credit score of 640, this card is best for consumers with excellent credit.

There are also fees associated with this card. The annual fee is $0 for the first year, then it jumps to $95. The foreign transaction fees are 2%. There is no late payment fee and no penalty APR.

Conclusion

If you’re looking for a high-end credit card that will give you excellent rewards and features, the First Premier Bank Platinum Credit Card may be the perfect option for you. This card offers great benefits, like an annual fee waiver and 2% cash back on all purchases, which can really help you save money on your groceries and other purchases. Plus, the card has a good Average Age Limit of 36 months, so it’s likely to be accepted by most lenders. If you’re interested in finding out more about this card or any other high-end credit cards available, make sure to check out our review!