Fortiva Credit Card Reviews


The Fortiva Credit Card is a great way to rebuild your credit. It offers a variety of features and benefits that make it an ideal choice for those looking to improve their credit score. The card offers a competitive interest rate, no annual fee, and a number of other perks that make it a great option for those looking to improve their credit.

How Does Fortiva Work?

Fortiva Credit Card is a financial solution for people with bad credit. It is designed to help you rebuild your credit. The Fortiva Credit Card works like any other credit card. You can use it to make purchases and pay bills. When you make on-time payments, your credit score will improve. This will help you qualify for better terms in the future.

Fortiva Credit Card Pros and Cons

There are a few key things to consider when thinking about getting a Fortiva Credit Card. First, this card is best for those with good to excellent credit. If you have bad credit, you will likely be denied for this card. Second, the biggest perk of this card is that it offers a 0% APR on purchases and balance transfers for the first 18 months. After that, the APR goes up to 29.99%. This is still a very competitive rate, but it’s important to be aware of before you apply. Another big plus of the Fortiva Credit Card is that there is no annual fee.

Now let’s talk about some of the potential downsides of this card. First, the 0% APR introductory offer only applies to purchases and balance transfers made within the first 60 days of opening your account. After that, any new purchases will accrue interest at the standard 29.99% APR. Additionally, there is a foreign transaction fee of 3%, so this card may not be ideal if you travel internationally often. Finally, while there is no annual fee, there is a late payment fee of up to $38 and a returned payment fee of up to $27. Overall, the Fortiva Credit Card is a great option for those with good to excellent credit who are looking for a competitively priced card with no annual fee.

How to Apply for a Fortiva Credit Card

In order to apply for a Fortiva Credit Card, you will need to fill out an application form which can be found on the company’s website. Once you have completed the form, you will need to submit it along with any required documentation. Once your application has been reviewed and approved, you will be sent a credit card in the mail.


In conclusion, Fortiva Credit Card provides a great option for those looking to rebuild their credit score. With flexible payment terms and an easy application process, anyone can take advantage of the benefits that come with this card. That being said, it’s important to read all of the fine print before signing up for any credit card and be aware of any potential fees or interest rates you may incur. Hopefully this review has helped shed some light on what makes Fortiva Credit Card such a popular choice among consumers.