HSBC Cash Rewards Mastercard® Credit Card Review

Author:

The HSBC Cash Rewards Mastercard® Credit Card provides cardholders with a generous cash back rewards program that can be applied to everyday purchases. With a low annual fee, no foreign transaction fees, and a competitive APR, this card is well suited for those looking for an accessible line of credit. In this review, we’ll take an in-depth look at the features and benefits of the HSBC Cash Rewards Mastercard® Credit Card. We’ll explore the rewards program, bonus offers, balance transfers, customer service, and more. Read on to learn more about what this card has to offer!

What are the benefits of the HSBC Cash Rewards Mastercard?

The HSBC Cash Rewards Mastercard® Credit Card offers a great way to earn cash back on your everyday purchases. With no annual fee and a competitive APR, this card is a great choice for those looking to earn rewards without paying an annual fee. Earn 3% cash back on all purchases in the first year and 1.5% cash back thereafter. There’s also a 0% intro APR on balance transfers for the first 18 months (16.74%-25.49% variable APR after that). Plus, you’ll get a free FICO® Score so you can keep track of your credit health.

How much cash back can you earn?

There’s no limit to the amount of cash back you can earn with the HSBC Cash Rewards Mastercard® credit card. You’ll earn 1% cash back on all your purchases, and you can redeem your rewards for cash back, gift cards, or merchandise. There’s no annual fee, so you can keep earning cash back without having to worry about paying any extra fees.

What are the interest rates and fees?

The HSBC Cash Rewards Mastercard® Credit Card offers a 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR will apply, currently 17.24%, 21.24% or 26.24%. This card also has a $0 annual fee.

This card offers 1.5% cash back on all purchases, with no limit to the amount you can earn. You can also get a $150 cash back bonus after you spend $500 on purchases in the first 3 months from account opening.

There is no foreign transaction fee with this card, which can be helpful if you travel internationally or make purchases in foreign currencies.

How is this card different from other cash back credit cards?

If you’re looking for a cash back credit card, the HSBC Cash Rewards Mastercard® Credit Card is a great option. With this card, you’ll earn 1.5% cash back on all your purchases, with no limits or categories to worry about. Plus, there’s no annual fee.

So how is this card different from other cash back credit cards? First, the HSBC Cash Rewards Mastercard® Credit Card doesn’t have any rotating categories or sign-ups required to earn your cash back. You’ll earn 1.5% cash back on every purchase, every time. Second, this card has a $0 annual fee. That means more of your cash back goes right back into your pocket.

Finally, the HSBC Cash Rewards Mastercard® Credit Card comes with some great perks and benefits. You’ll get free access to your FICO® Score updated monthly, so you can keep an eye on your credit health. Plus, you’ll get fraud protection and 24/7 customer service support if you need it.

Who is this card best for?

This card is best for people who want a simple cash back rewards program with no annual fee. The HSBC Cash Rewards Mastercard® Credit Card offers a straightforward way to earn cash back on everyday purchases. You’ll earn 3% cash back on gas and dining, 2% cash back on grocery store purchases, and 1% cash back on everything else. There’s no need to keep track of bonus categories or sign up for special offers – you’ll earn the same high rate of cash back on every purchase, every time. Plus, there’s no annual fee to worry about. If you’re looking for a uncomplicated way to earn cash back on your everyday spending, the HSBC Cash Rewards Mastercard® Credit Card is a great choice.

Conclusion

The HSBC Cash Rewards Mastercardã‚® Credit Card is a great choice for people who want to get rewarded for their spending. The cash back rewards are generous and the signup bonus is attractive, making it an ideal card for those looking to maximize their rewards. In addition, the intro APR offers low rates which makes this card appealing even if you carry a balance from time to time. All in all, this is a solid credit card that will help you earn big rewards with every purchase.