Jewelers Mutual Insurance Rating


Jewelers Mutual Insurance is a company that is dedicated to providing comprehensive protection for jewelry-related businesses and individuals. Whether you are a jewelry maker, retailer, or collector, Jewelers Mutual has the coverage you need. But how reliable is this insurance provider? While it’s essential to review any insurance provider’s offerings before signing up, it’s also important to look into their ratings from trusted third-party sources. Read on as we explore Jewelers Mutual Insurance’s ratings and reviews from across the web.

About Jewelers Mutual Insurance

Jewelers Mutual Insurance has been providing protection for jewelry businesses since 1913. They are the only company in the United States that specializes in insuring jewelers. Jewelers Mutual is headquartered in Neenah, Wisconsin and has over $200 million in assets.

Jewelers Mutual Insurance provides comprehensive coverage for jewelry businesses of all sizes. They offer a variety of insurance products, including property and liability insurance, business interruption insurance, product liability insurance, and more. Jewelers Mutual also offers a wide range of risk management services to help jewelry businesses minimize their exposure to loss.

Jewelers Mutual is committed to providing the highest level of protection for their policyholders. They have an A+ rating from the Better Business Bureau and are rated A (Excellent) by A.M. Best Company.

What Does Jewelers Mutual Insurance Cover?

Jewelers Mutual Insurance covers a wide range of potential risks that jewelers face on a daily basis. This includes coverage for loss or damage to inventory, tools, and equipment; business interruption; crime; and more. In addition, Jewelers Mutual offers a variety of specialized coverages tailored to the unique needs of the jewelry industry, such as product liability insurance and jewelry protection plans.

How Much Does Jewelers Mutual Insurance Cost?

Jewelers Mutual Insurance offers a variety of insurance options for jewelry stores, designers, and other professionals in the industry. The cost of your policy will depend on the coverage you choose and the limits you set. For example, a $1 million policy with a $500 deductible will cost more than a $250,000 policy with a $250 deductible.

You can get a quote from Jewelers Mutual Insurance by calling their customer service number or visiting their website.

How Is the Jewelers Mutual Insurance Company Rated?

Jewelers Mutual Insurance Company is a highly rated insurer, receiving an A+ from both A.M. Best and Standard & Poor’s. The company has been in business since 1913 and offers a variety of jewelry insurance products, including coverage for loss, theft, damage, and mysterious disappearance. Jewelers Mutual is the only company that specializes in insuring jewelry and is one of the few insurers to receive an A+ rating from both major rating agencies.

How to File a Claim with Jewelers Mutual Insurance

When it comes to filing a claim with Jewelers Mutual Insurance, the process is relatively simple. The first step is to notify your agent or broker as soon as possible after the loss or damage occurs. They will then start the claims process by gathering all the necessary information and documentation.

Next, you will need to submit a completed claim form, which can be found on the Jewelers Mutual website. Be sure to include all relevant information, such as photos of the damaged jewelry, receipts, and police reports (if applicable).

Once your claim has been submitted, a claims adjuster will be assigned to your case. They will review all the information and documentation to determine the cause of the loss or damage and what coverage is available under your policy. In some cases, they may need to inspect the jewelry in person.

After they have reviewed everything, the claims adjuster will make a determination on how much you will be reimbursed for your loss. If you are satisfied with their decision, you will receive a check for the amount approved. If you disagree with their decision, you have the right to appeal it.

Filing a claim with Jewelers Mutual Insurance is relatively straightforward and easy to do. By following these simple steps, you can ensure that you get the compensation you deserve in a timely manner.


Jewelers Mutual Insurance offers a variety of coverage options to fit nearly any need. Their customer service ratings are excellent and they have an A+ rating from the Better Business Bureau, so you can be sure that your policy will be handled with the utmost care and dedication. With competitive rates and comprehensive coverage, Jewelers Mutual Insurance is a reliable option for protecting your jewelry investments.