Kohls Credit Card Reviews


Kohl’s is one of the most popular retailers in the United States. With a wide selection of items, competitive prices and an easy to use website, it’s no wonder why so many shoppers like Kohl’s. But what about their store credit card options? In this blog post, we’ll be taking a closer look at Kohls’s store credit cards and doing reviews for each one. We’ll cover topics such as features, rewards programs, customer service, and more. Read on to find out if a Kohls credit card is the right financial tool for you.

What is the Kohls Credit Card?

The Kohls Credit Card is a great way to save money on your shopping. It offers a variety of benefits that include 5% cash back on all purchases, free shipping on all orders over $50, and more. In addition, the Kohls Credit Card also offers a 0% APR for 12 months on purchases and balance transfers.

How to Use the Kohls Credit Card

If you’re a frequent shopper at Kohl’s, you may be wondering if the store credit card is worth signing up for. In this article, we’ll break down the pros and cons of the Kohl’s credit card so you can decide if it’s right for you.

The biggest perk of the Kohl’s credit card is that you’ll earn Kohl’s Cash with every purchase. For every $50 spent, you’ll get $10 in Kohl’s Cash to use on future purchases. You’ll also get access to exclusive sales and discounts. Just remember that these perks come with a few drawbacks.

The biggest downside to the Kohl’s credit card is the high interest rate. If you carry a balance on your card, you’ll quickly rack up interest charges. Another downside is that late payments will result in a penalty APR of up to 29.99%.

If you’re a responsible shopper who always pays off your balance in full each month, the Kohl’s credit card can be a great way to save money and earn rewards at your favorite store. Just be sure to read the terms and conditions carefully before signing up.

Pros and Cons of the Kohls Credit Card

The Kohls Credit Card is a great way to save money on your purchases at Kohls. You will receive a 5% discount on all of your purchases made with the card. There is no annual fee for the card and you will also receive free shipping on all of your online purchases. The cons of the Kohls Credit Card are that you will only be able to use it at Kohls stores and online. If you are looking for a credit card that can be used anywhere, this is not the card for you.

Alternatives to the Kohls Credit Card

If you’re not interested in the Kohls credit card, there are a few alternatives that may be a better fit for you. Depending on your spending habits and goals, you may want to consider a cash back credit card, a travel rewards credit card, or a general rewards credit card.

Cash back credit cards offer rebates on your purchases, typically around 1-2%. This can add up over time, especially if you use the card for all of your everyday spending. Travel rewards credit cards offer points or miles that can be redeemed for travel expenses like hotels, flights, and rental cars. And general rewards cards offer points that can be redeemed for cash back, gift cards, or merchandise.

When choosing an alternative to the Kohls credit card, make sure to compare the various features and benefits to find the best fit for your needs.


All in all, the Kohls Credit Card offers a great value for shoppers. With no annual fee and plenty of discounts and rewards, it’s an excellent choice for anyone who shops at Kohl’s frequently. Additionally, with their generous return policy and flexible payment options, there are plenty of reasons why you should consider applying for the Kohls Credit Card. For those looking to save money while shopping at Kohls—this credit card is definitely worth checking out!