When it comes to airlines, Spirit Airlines is definitely an outlier. This low-cost carrier has made a name for itself by charging very low rates and offering some of the most limited amenities in the industry. But does that mean Spirit Airlines is a scam? In this Spirit Airlines credit card review, we will take a look at the card and see if it’s worth your time or money. We’ll also explore some of the key features and benefits so that you can make an informed decision about whether or not to apply for the card.
Spirit Airlines Credit Card Overview
If you’re looking for a no-frills airline credit card, Spirit Airlines may be the perfect option for you. The airline offers a simple rewards program with modest award rates and no annual fee. Plus, since Spirit Airlines doesn’t offer connecting flights, it’s great if you’re planning on using your card only for airfare purchases.
Here’s a closer look at the Spirit Airlines credit card:
How It Works: The Spirit Airlines credit card is linked to your account at the airline. All transactions are processed through the carrier’s online system. To earn rewards, simply use your card to make purchases at participating merchants. You’ll receive 1 point for every $1 spent, with a minimum purchase of $10 worth of goods to qualify for rewards. Rewards can be redeemed for travel vouchers, merchandise, or cash back. You can also transfer points to other participating airlines or use them as collateral for new loans from the carrier.
The Spirit Airlines credit card is linked to your account at the airline. All transactions are processed through the carrier’s online system. To earn rewards, simply use your card to make purchases at participating merchants. You’ll receive 1 point for every $1 spent, with a minimum purchase of $10 worth of goods to qualify for rewards. Rewards can be redeemed for travel vouchers, merchandise, or cash back. You can also transfer points to other participating airlines or use them as collateral for new loans from the carrier. Card Benefits: Several important benefits come
Spirit Airlines Credit Card Fees and Rates
Spirit Airlines’ credit card offers a few perks that may be appealing to travelers. The Spirit Airlines Mastercard has an annual fee of $59, which is waived the first year. Additionally, the card has no foreign transaction fees, and there is no annual fee for the first year with a minimum purchase of $1,000. The Spirit Airlines Visa also offers no foreign transaction fees and an annual fee of $39, which is waived the first year.
Spirit Airlines charges a 3% commission on all purchases made with its credit cards. These rates are in addition to any standard merchant processing fees that may apply. The Spirit Airlines Mastercard also has a 0% introductory APR for the first 12 months and then a variable APR of 17.24-25%. The Spirit Airlines Visa has an introductory APR of 0%, but after that it has a variable APR of 14.24-26%.
Spirit Airlines Credit Card Sign-Up Bonus
If you’re looking to score some extra travel money, check out Spirit Airlines’ credit cards. Both the Spirit Airlines Visa and the Spirit Airlines Mastercard offer sign-up bonuses of 100,000 miles and $100 cash back, respectively. That’s a nice chunk of change to put toward your next trip! Plus, both cards come with great perks like no annual fee, free checked bags and priority boarding. You can find all the info you need below.
To get started, first make sure that you have a valid credit card. If you don’t already have one, now is a great time to apply for either the Spirit Airlines Visa or the Spirit Airlines Mastercard. Once you’ve got your card in hand, head over to spiritairlines.com/creditcards to start filling out your application. The website will ask for your name, address, Social Security number and other information like your credit score (although there is no hard pull).
Once you’ve completed the form and submitted it, it’s time to start accumulating points! Every time you spend money using your card, you’ll earn points that can be redeemed for travel expenses at any time after they’ve been earned. To maximize your rewards potential, try to use your card for small everyday spending rather than large lump sums – this will help keep your account active and increase your points total faster. Finally, don’t forget to sign up for alerts so you always know when there’s a new promotion available!
Spirit Airlines Credit Card Use
If you’re looking for a cheap and convenient way to travel, Spirit Airlines is the airline for you. With its low-cost flights and no-frills amenities, Spirit Airlines is perfect for budget-minded travelers. But be warned: using your Spirit Airlines credit card can cost you in the long run.
Spirit Airlines has two credit cards available to consumers: the Spirit Airlines Visa and the Spirit Airlines Mastercard. Both cards have an annual fee of $89, but offer some great benefits that make them worth using. For example, cardholders receive 2x points on all purchases made at the airport and 1x point on all other purchases. And if you’re a loyal customer who spends a lot at the airport, these rewards can add up quickly.
But be careful with how much you spend with your Spirit Airlines credit card. If you carry a balance from month to month, paying off your debt will take longer than if you use a credit card that offers 0% interest for 12 months or more. That’s because interest rates on Spirit Airlines credit cards are high (20% APR). So if you only need emergency funds or aren’t planning on spending much each month, a Spirit Airlines credit card might not be ideal.
Spirit Airlines Credit Card Complaints
Spirit Airlines is one of the most low-cost airlines in the United States. However, this does not mean that Spirit Airlines credit cards are cheap. Many consumers have complained about high interest rates and Chase’s unwillingness to help them resolve their issues.
One consumer reported that they were charged a rate of 23.9% APR on their Spirit Airlines credit card, which was more than double the 14.24% APR they were initially quoted when they applied for the card. The consumer was also unable to get their account resolved by Chase and ended up losing a significant amount of money due to the high interest rate.
Other consumers have reported similar problems with Spirit Airlines credit cards. One consumer reported that they were charged an APR of 29.99%, even though their credit score suggested they would qualify for a lower APR rate. Another consumer reported that their card was frozen after trying to make a payment online, leaving them with no way to access their funds or get help from Chase regarding their issue.
Spirit Airlines Credit Card Verdict
Spirit Airlines, one of the country’s smallest and cheapest airlines, offers a rewards credit card that can be a great way to save on your travel expenses.
To use this card, you must first be approved for it. After that, the card has a variable APR from 14.99-24.99%. If you make payments on time, your interest rate will also be lower.
One of the Spirit Airlines credit card’s best features is its flight discount program. Whenever you use your card to purchase airfare, you’ll get a discounted rate based on what day of the week your purchase is made. This program is available to both new and existing cardholders.
Another great perk of the Spirit Airlines credit card is its travel insurance coverage. If something happens while you’re traveling and you can’t afford to stay in a hotel or find another place to stay, the credit card will cover most of your costs while you’re out of town.
Overall, the Spirit Airlines credit card is an affordable way to save on your travel expenses and enjoy some great perks along the way.