Suntrust Credit Cards are a great way to get a competitive interest rate and some great benefits. In this Suntrust Credit Card review, we will highlight the best features of the cards and how they can benefit you. From cardholder protection to travel and purchase protection, read on to learn all about what Suntrust Credit Cards have to offer.
What is the Suntrust Credit Card?
The Suntrust Credit Card is a great choice for those looking for a low-cost card that offers a wide range of features. The card has no annual fees and offers a high limit, so you can easily borrow money if needed. The card also offers an introductory 0% interest rate on purchases and Balance Transfers for the first 14 months, after which the interest rate increases to 18%. This is one of the best deals available, and makes the Suntrust Credit Card a great choice for those looking to carry debt or build up their credit score.
What are the benefits of the Suntrust Credit Card?
The Suntrust Credit Card offers numerous benefits to cardholders. These include: access to exclusive discounts and savings, zero interest on purchases for the first year, and the ability to earn rewards points that can be redeemed for cash or merchandise. In addition, the cardholder may receive protection from fraud, including identity theft.
A key advantage of the Suntrust Credit Card is its zero interest introductory period. This means that cardholders will not be charged any interest on their purchases for the first year. This can be a great benefit if you are new to credit cards or if you have high-interest debt. Additionally, cardholders have the ability to earn rewards points which can be redeemed for cash or merchandise. Rewards points can also be donated to charity.
One potential downside of the Suntrust Credit Card is that it does not offer discounted rates on travel purchases. However, this card does offer travel insurance coverage, which could make up for this disadvantage. Overall, the Suntrust Credit Card offers a variety of valuable benefits that could make it a good choice for those looking for a credit card option with few restrictions
How to apply for a Suntrust Credit Card?
To apply for a Suntrust Credit Card, follow these simple steps:
Visit the Suntrust website and select “Apply Now” from the top navigation bar. Complete the online application form and submit your required documents. Your application will be reviewed and you will receive an email notification confirming your card approval. If you have any questions or problems with your application, please contact customer service at 1-800-782-4827.
Once your card is approved, you will receive a card number and PIN via email. Make sure to keep your card number and PIN confidential as they are necessary for using your card. Additionally, make sure to notify Suntrust if you change your address or name so that we can update our records accordingly.
What are the fees associated with the Suntrust Credit Card?
The Suntrust Credit Card offers a wide variety of benefits, but there are also some fees associated with it. The annual fee is $0 for the first year, and then it’s $95. After that, the annual fee goes up to $150. There is no foreign transaction fees, but there is a 3% balance transfer fee. The minimum required amount to open a card account is $500. There is no late payment fee, but you do have to pay interest on your outstanding balance at the rate of 18%. Finally, there is a 0% introductory APR for 6 months on purchases and then a variable APR of 17.24-25.99%.
How to use the Suntrust Credit Card?
If you’re looking for a no-frills credit card that offers decent rewards and competitive interest rates, the Suntrust Credit Card is a good choice. The card has an easy-to-use online interface and provides access to travel insurance and roadside assistance. You can also take advantage of the Visa Signature benefits, which provide extra protections such as free travel upgrades and extended warranty coverage. The card has a 0% introductory APR for the first 12 months and then a variable APR of 15.24%-26.24%.
Suntrust Credit Cards are a great way to get approved for a loan or line of credit. In this Suntrust Credit Card Review, we will cover the different features and benefits of the card. We will also discuss whether it is a good fit for you and what to watch out for when applying.