Uber Credit Card Review


Uber has become a household name for ride-sharing and deliveries, but did you know that they also offer a credit card? The Uber Credit Card is a great way to earn rewards on all your Uber purchases, whether it’s an Uber Eats order or an actual ride. It offers generous bonus categories, no annual fee, and lots of other benefits. In this blog post, we take an in-depth look at the Uber Credit Card and review it from top to bottom. We’ll explore its features, benefits, drawbacks, rewards programs and more to help you decide if it’s the right card for you.

What is the Uber Credit Card?

The Uber Credit Card is a rewards credit card that offers points for every dollar spent on eligible net purchases. There is no annual fee and cardholders can earn up to 3% cash back on certain categories. The Uber Credit Card also comes with a sign-up bonus and other perks, such as free ride credits and no foreign transaction fees.

How Does the Uber Credit Card Work?

The Uber Credit Card is a rewards credit card that offers valuable rewards for Uber users. The card offers 3% cash back on Uber rides, 2% cash back on restaurant purchases, and 1% cash back on all other purchases. There is no annual fee for the card and it has a $0 foreign transaction fee, making it a great choice for international travelers. The card also comes with some valuable perks, including free rides with Uber Pool and $50 in annual Uber credits.

What are the Benefits of the Uber Credit Card?

The Uber Credit Card offers a number of great benefits for cardholders. For starters, cardholders earn 5% cash back on all Uber rides, making it a great way to save money on your daily commute. In addition, cardholders also earn 3% cash back on restaurants and bars, making it a great way to save money when dining out. Finally, the Uber Credit Card offers a $50 sign-up bonus after you spend $500 in the first 90 days, making it a great way to get started with the program.

What are the Drawbacks of the Uber Credit Card?

If you’re not careful, the Uber credit card can lead to some serious debt. The high interest rate means that you’ll be paying a lot of money in interest if you carry a balance on your card. And if you’re late on a payment, you’ll be hit with a hefty fee. There’s also a foreign transaction fee, so using your card outside of the United States will cost you.

Who is the Uber Credit Card for?

The Uber Credit Card is a good choice for people who:

  • Regularly use Uber and can take advantage of the card’s rewards program
  • Have good to excellent credit and can qualify for a low interest rate
  • Pay their credit card balance in full each month to avoid interest charges
  • Are not interested in carrying a balance on their credit card


The Uber Credit Card offers a great way for frequent riders to save money on their daily trips. With its generous rewards structure, no annual fee and exclusive bonus deals, it’s an attractive option for anyone looking for an easy way to save on travel costs. Though the card does come with some downsides like high foreign transaction fees and limited redemption options, overall it can be a great choice if you are looking for a credit card that provides rewards specifically tailored to your needs as an Uber rider.