Walmart Credit Card Reviews


If you’re looking for an all-in-one tool to manage your finances, you may want to consider a Walmart Credit Card. This card has become increasingly popular in recent years, as it provides customers with many features and benefits that make managing their money easier. But how do consumers really feel about the card? We’ve compiled some of the best Walmart Credit Card reviews from customers around the web, so you can get a better idea of whether this card is worth the investment. Read on to find out what people are saying about this popular credit card!

What is the Walmart Credit Card?

The Walmart Credit Card is a store credit card that can only be used at Walmart stores and on It offers cardholders special financing deals and discounts, as well as rewards for spending at Walmart. The card has no annual fee, but there is a foreign transaction fee of 3%.

How Does the Walmart Credit Card Work?

The Walmart Credit Card is a store card that can only be used at Walmart stores, and it offers cardholders special financing options on purchases. Cardholders can either pay their balance in full each month, or they can choose to finance their purchase with Walmart’s special financing offer. This offer allows cardholders to pay for their purchase over time, with no interest charged if the balance is paid off within a certain number of months. There is also no annual fee for the Walmart Credit Card.

To use the Walmart Credit Card, cardholders simply need to present their card at any participating Walmart store and make their purchase. At checkout, cardholders will need to select the option to pay with their Walmart Credit Card and then enter their credit card information. Once approved, cardholders will be able to use their credit line instantly.

What are the Benefits of the Walmart Credit Card?

The Walmart Credit Card offers a number of benefits for cardholders, including a 5% discount on purchases made at Walmart stores and a 1% discount on purchases made elsewhere. Cardholders also receive cash back on their purchase, which can be used to pay down the balance of their credit card or withdrawn from their account. In addition, the Walmart Credit Card offers a number of travel and entertainment benefits, including discounts on hotels, car rentals, and airfare.

What are the Drawbacks of the Walmart Credit Card?

The Walmart Credit Card has a few drawbacks that customers should be aware of before signing up. First, the card has a high APR of 26.99%. This means that any balances carried on the card will accrue interest at a rate that is much higher than other cards on the market. Additionally, there is no grace period for this card, so interest will begin accruing immediately on any new purchases made with the card. Finally, the Walmart Credit Card does not offer any rewards or cash back program, so customers will not be able to earn any benefits for using the card.

Who is the Walmart Credit Card Best For?

The Walmart Credit Card is best for people who:

-Want to earn cash back on their everyday purchases
-Have good to excellent credit and can qualify for a low APR
-Are disciplined enough to pay off their balance in full every month
-Can take advantage of Walmart’s many in-store benefits, such as no interest if paid in full within 12 months on select items

If you fit into any of the above categories, then the Walmart Credit Card could be a great choice for you. However, make sure to read the fine print and compare features with other cards before applying to ensure you’re getting the best deal.

How to Use the Walmart Credit Card

When it comes to using the Walmart credit card, there are a few things that you need to keep in mind. For one, this card can only be used at Walmart stores and online at Additionally, you will need to have a valid photo ID in order to use the card. Finally, remember that the Walmart credit card is not a rewards card, so you will not earn points or cash back for using it.


Overall, the Walmart credit card is a great option for those looking to get rewards and other benefits. The ability to earn cashback on purchases made in-store or online makes it easy to save extra money while shopping. Additionally, there are no annual fees associated with the card which means you will not have to worry about any additional costs. For these reasons, we highly recommend giving the Walmart Credit Card a try if you’re searching for an effective rewards program!